Mortgage Rate Relief Program*

Beginning March 1, 2025 Tigers Community Credit Union participates in a Mortgage Rate Relief program to assist borrowers that have a household income at or below 80% of the Average Median Income (AMI) with home purchases. Eligible households may receive up to a 2% lower mortgage interest rate than the current market rate.

Schedule a consulation with our Mortgage team to learn more

 

*Eligible income is based on all adult owner/occupants and must be at or below 80% of the FHFA AMI. All borrower income must be included. Adult owner/occupants must be on the application, the note, hold title and occupy the property. Use of the AMI table in effect on the day of application. Must include all owner/occupant's income. Restricted to a primary residence and 1-4 family dwellings. Available on 30 year fixed only.

Take charge with a mortgage pre-approval

Getting a mortgage pre-approval helps the home buying process go more smoothly and gives you an advantage when shopping for a home. The Tigers Community mortgage team is ready to help! Our pre-approval commitment shows you're pre-qualified to borrow up to a certain amount of money at a specific interest rate, subject to a property appraisal and other requirements. If you're looking for a new home, a pre-approval is a good start.

Take the first step and get pre-approved today!

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A Mortgage Pre-approval Will Help You:

  • KNOW HOW MUCH HOUSE YOU CAN AFFORD:  Knowing what you can realistically afford  narrows down the options and makes the shopping process more efficient. Plus, there are no surprises. Estimate your monthly payment here.

  • BE A MORE DESIRABLE BUYER:  Your pre-approval shows you are financially capable of completing the purchasing.

  • HAVE MORE NEGOTIATION POWER:  If the homeowner is eager to sell, they may be more willing to accept a lower offer from someone they’ve been assured is financially capable of purchasing their home.

  • SAVE TIME:  Getting pre-approved ahead of time shortens the time between contract to close — this way you’re ready to proceed with finalizing the mortgage once you’ve found the home you want to purchase.

Find out more information about our mortgage loans here. For a FREE mortgage consultation, call our mortgage experts at (636) 720-2495.

current mortgage rates