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CO-OP Shared BranchesSave to Win® Certificate
Add a little excitement to building strong saving habits.
Get rewarded for saving more of your hard-earned money!
Save to Win is a free prize-linked savings program that rewards members for contributing to your savings. Just open a 12-month Save to Win Certificate of Deposit with at least $25, and for every additional $25 saved you’ll be entered to win up to $5,000 every quarter, plus additional monthly prizes! In addition to gaining regular interest on your funds, each additional savings of $25 gives you more chances to win! Earn up to 100 entries per month, so the more you save, the more chances you have to win.
How it works:
- Open a Save to Win Certificate CD
- Save money throughout the month
- Earn entries for every $25 saved
- Get chances to win monthly and quarterly prizes while continuing to build your savings.
There’s never been a better time to start your savings plan. With nothing to lose and everything to win, it’s time to Save to Win.
Save to Win Certificates of Deposit Rate
| Term | RATE | APY* |
|---|---|---|
| 1 Year | 3.59% | 3.65% |
Savings Calculator
Calculate your earnings with our advanced Certificate of Deposit Calculator
*APY=Annual Percentage Yield. Actual rate is 3.59%. Rate effective 09/14/2026 and is subject to change. Minimum balance requirement for the certificate is $25.00, and account holders must maintain a regular share account with a minimum balance of $5.00. Additional deposits are allowed during the term of this certificate.
For every $25.00 increase in month over month balance, the certificate of deposit owner will earn one entry (up to 100 entries per month/300 entries per quarter) into the savings raffle. The Savings Promotion Raffle begins on January 1 of the current year and ends December 31, however certificates will mature 12 months after account opening. In case of early withdrawal or fees, earnings could be reduced. If you close your account before accrued dividends are credited, accrued dividends will not be paid. During the term of the Save to Win® Certificate, account holders will be allowed to make withdrawals from the account with a $15.00 penalty to be assessed at the time of withdrawal. If the early withdrawal reduces the principal below the minimum balance or a second withdrawal is performed in the 12-month term, the certificate will be closed. The penalty will be deducted from the principal amount. The rate, APY, and fee schedule may change at any time without notice. Only one Save to Win Certificate of Deposit is allowed per individual. Must be 18 years of age or older.